They want categories tidied, receipts filed, envelopes balanced. Then they show you a dashboard that needs a second look to interpret. We wanted the opposite: an app that does the sorting quietly and puts one honest number where you can’t miss it.
Everything else in Baseline — budgets, goals, bills, streaks, friends — hangs off that number. If a feature doesn’t help you understand it or move it, it doesn’t ship.
Across every review since launch. We read all of them.
Open, read one screen, close. That’s the whole intended use.
A full redesign, plus the first native Android release.
If you need a second view to know where you stand, the first one failed.
The assistant shows its reasoning. A confident wrong answer is worse than no answer.
Friends see level, streaks and trophies. Never balances, never transactions.
Accounts, net worth, budgets and goals are free. Pro adds depth, not access.
We are not an advertising business and we do not sell or share your financial data. Full stop.
Baseline can see your accounts. It cannot move a dollar out of them.
Bank sign-in happens with the aggregator. We hold tokens, not passwords.
No balances, amounts or merchant data in logs or third-party analytics.
Face ID app lock, two-factor, and one-tap export or deletion of your data.
Baseline Financial LLC is independently run. No outside pressure to add a feature nobody asked for, and no reason to monetize anything but the app itself.